Goal Savings is changing to Way2Save® Savings
Your account number and debit or ATM card will remain the same. Your direct deposits will continue, and you’ll still be able to use online banking and the Wells Fargo Mobile® appFootnote 1 as you do today.
A great account to help you build your savings
Save as you spend
Set up Save As You Go® to automatically transferFootnote 2 $1 for every completed Bill Pay or one-time debit card purchase
Manage your savings
Reach for your goals with Budget Watch, My Savings Plan®Footnote 3, and more tools to help you make smart financial decisions.
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Current Account |
New Account |
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Goal Savings |
Way2Save Savings |
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Monthly service fee: $5 each fee period The monthly service fee can be avoided with one of the following each fee period:
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Monthly service fee: $5 each fee period The monthly service fee can be avoided with one of the following each fee period:
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Other Features Available to link for Overdraft ProtectionFootnote 9 |
Other Features Available to link for Overdraft ProtectionFootnote 9 Find additional details for your Way2Save Savings account. |
The fee period is the period used to calculate the monthly service fee. The fee period details are provided on the Monthly Service Fee Summary located in your account statement.
Interested in a different account?
You can visit a branch to speak with a banker about your options.
- Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.
- When you have the Save As You Go transfer option, each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account, we’ll automatically transfer $1 from your linked Wells Fargo checking account to your Way2Save Savings account. We may determine through our sole discretion if a particular transaction is a qualifying transaction. At the end of each business day, we count your qualifying transactions and multiply them by $1. Then we process that amount as a single transfer on the next business day. If your checking account does not have available funds, is overdrawn, or Overdraft Protection was initiated, the transfer won’t occur.
- My Savings Plan requires a Wells Fargo savings account.
- A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g. an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit.
- Effect of Early Pay Day: Direct deposits made available early with Early Pay Day will not count towards applicable options to avoid your account’s monthly service fee until the deposit posts to your account and is no longer pending (e.g., the pay date scheduled by your payor). For more information about Early Pay Day, please refer to our Deposit Account Agreement.
- Terms and conditions apply. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.
- A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you, or any authorized signer or joint owner, use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.
- When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee. Customers 12 and under must have an adult co-owner.
- Overdraft Protection is not available for Clear Access Banking accounts.
Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
