Helping you during these uncertain times
These are unprecedented and challenging times. If you're experiencing a hardship, or have other needs, we'll work with you.
We created this page as a resource and we’ll update it as the situation changes.
Wells Fargo Online®
Wells Fargo Online banking is the fastest and easiest way to manage your account. You can safely and securely make payments, check your balance, and access many other services 24/7 from our website or mobile app.1 If you don’t have Wells Fargo Online® you can enroll here.
Frequently asked questions
We know that this is a challenging time and we are committed to helping guide you through it.
These FAQs provide information about our COVID-19 financial support as of March 8, 2021. This information is subject to change at any time without notice. If you currently have payment assistance and have questions about the terms of the assistance, please contact us.
We may be able to help. To speak to someone about your situation, please call us:
- Personal Loan, CD/Savings Secured Loan, and Motorcycle and Specialty Vehicle Loan accounts: 1-866-828-5047 (available Monday – Thursday, 8:00 am – 5:30 pm; and Friday, 8:00 am – 4:30 pm Central Time).
- Relay calls accepted, including 711.
The fastest way to manage your account is through Wells Fargo Online®. If you need access to Wells Fargo Online®, enroll here.
Or to reach us by phone, you can call the following numbers:
- Personal Loan, CD/Savings Secured Loan, and Motorcycle and Specialty Vehicle Loan accounts: 1-877-269-6056 (available Monday – Thursday, 7:00 am – 9:00 pm; and Friday, 7:00 am – 4:30 pm Central Time).
- Relay calls accepted, including 711.
Information for customers currently deferring payments
If you are currently deferring payments on a personal loan, you are not required to make a payment during your deferral period. However, because interest continues to accrue during your deferral period, it is to your benefit to make full or partial payments at any time you are able. Be sure to carefully review all information provided about what to expect during and after the deferral period.
Yes. Interest will be charged according to the terms of your account.
For personal loans, the interest is not added to your unpaid balance and more of the next payment(s) will be applied to interest. This may result in additional interest accruing on the principal balance over the life of the loan.
For Personal Loans: If you only make your scheduled payment amount each month after the deferral period ends, the additional interest that accrued during the deferral period will result in a larger amount owed on the last payment.
For all accounts, you can always make payments during the deferral period and they will be applied in accordance with the terms of your credit agreement.
Yes, as a result of not making payments while in deferral your maturity date will be extended by the number of months your account was in deferral.
For personal loans, late fees and returned payment fees will be waived.
Please refer to information in the terms and conditions in our online payment-assistance request form for details on automatic or recurring payments you may have set up, and any actions you may need to take during and after the deferral period.
Yes. You are encouraged to make full or partial payments at any time during your deferral period, if desired.
During the payment deferment period: If your account was current, we will continue to report it to the credit bureaus as current. If your account was past due, we will not change the delinquency status we previously reported to the credit bureaus.
After the payment deferment period: If your account was current, we will continue to report it to the credit bureaus as current. If your account was past due, we will resume reporting the delinquency status we previously reported to the credit bureaus.